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Cash App vs Venmo vs PayPal: which app has fewer problems?

We compared 300 recent App Store reviews of Cash App, 300 recent App Store reviews of Venmo and 300 recent App Store reviews of PayPal, each classified by AI into 7 complaint themes (samples from up to 6 storefronts, latest review 2026-10-22). Cash App has the fewest complaints overall: 28% of its recent reviews contain a complaint, vs 79% for PayPal and 65% for Venmo.

Ratings at a glance

AppAll-time US ratingRatingsAvg in our sampleReviews analysedReviews with a complaintSample dates
Cash App4.8★8.8M3.55★30028%2026-10-09 – 2026-10-22
Venmo4.8★15.5M1.57★30065%2026-10-15 – 2026-10-22
PayPal4.8★6.3M1.61★30079%2026-05-30 – 2026-10-22

Complaint themes side by side

Share of all analysed reviews that mention each theme (review count in brackets). Bold = lowest. A review can mention several themes.

ThemeCash AppVenmoPayPal
Bugs17% (52)41% (122)40% (119)
Crashes / freezes1% (4)5% (16)10% (29)
Performance3% (9)7% (21)14% (42)
UX / design1% (4)17% (50)32% (96)
Pricing / subscription12% (36)19% (56)22% (65)
Ads0% (1)1% (4)9% (28)
Feature requests5% (14)14% (41)18% (54)

Verdict: which one has fewer problems?

Gaps under 3 percentage points are called a tie. Samples are recent reviews only, so this is a snapshot of current problems, not all-time quality.

Top 3 specific issues for each app

Cash App

  1. Answer support requests (45 reviews, severity 2.5/3)
  2. Fix login / account access (43 reviews, severity 2.5/3)
  3. Make trials and renewals transparent (12 reviews, severity 2.4/3)

Biggest theme: bugs. Free PDF

Venmo

  1. Answer support requests (111 reviews, severity 2.5/3)
  2. Fix login / account access (77 reviews, severity 2.6/3)
  3. Soften the redesign backlash (36 reviews, severity 2.0/3)

Biggest theme: bugs. Free PDF

PayPal

  1. Fix login / account access (74 reviews, severity 2.6/3)
  2. Soften the redesign backlash (87 reviews, severity 2.1/3)
  3. Answer support requests (57 reviews, severity 2.5/3)

Biggest theme: bugs. Free PDF

FAQ

Which has fewer problems overall: Cash App, Venmo or PayPal?

In the most recent App Store reviews we analysed, Cash App had the lowest share of reviews with a complaint (28% of 300) and PayPal the highest (79% of 300). Cash App: 84 of 300; Venmo: 196 of 300; PayPal: 237 of 300.

Which has fewer bug complaints: Cash App, Venmo or PayPal?

Cash App. Cash App: 52 of 300 recent reviews (17%); Venmo: 122 of 300 recent reviews (41%); PayPal: 119 of 300 recent reviews (40%).

Which has fewer crash and freeze complaints: Cash App, Venmo or PayPal?

Cash App. Cash App: 4 of 300 recent reviews (1%); Venmo: 16 of 300 recent reviews (5%); PayPal: 29 of 300 recent reviews (10%).

Which has fewer pricing and subscription complaints: Cash App, Venmo or PayPal?

Cash App. Cash App: 36 of 300 recent reviews (12%); Venmo: 56 of 300 recent reviews (19%); PayPal: 65 of 300 recent reviews (22%).

Which has fewer ad complaints: Cash App, Venmo or PayPal?

Cash App. Cash App: 1 of 300 recent reviews (0%); Venmo: 4 of 300 recent reviews (1%); PayPal: 28 of 300 recent reviews (9%).

Which is rated higher on the App Store: Cash App, Venmo or PayPal?

All-time US App Store ratings: Cash App 4.8★ from 8.8M ratings; Venmo 4.8★ from 15.5M ratings; PayPal 4.8★ from 6.3M ratings. Venmo is highest, but all-time ratings move slowly; the recent-review samples above show current problems.

Full reports

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